I love wearing an all neutral outfit and tend to do so a lot. It's really a matter of personal preference and style. If you don't like it simply do a bright scarf or handbag instead. It should always be about what you enjoy and makes you feel beautiful.
Tunic Tank Top - Victorias Secret
(my new favorite first layer to wear with leggings)
Lysse Leggings, Rings and Earrings - Bfearless
Cardigan - Berlin Village Gift Barn
Scarf - Express
Boots - Dillards
Handbag and Watch - Michael Kors from Macy's